Connect with the world’s best shoppers.

We put our customers first—no external credit checks and no application fees.

• Over 19M active customers have shopped with Afterpay
• On average, in 2021, we sent 30M monthly referrals to our merchant partners
• Our top US customers frequently AfterpayIt and use us 57 times per year
• 93% of Afterpay sales come from repeat purchasers 

Afterpay. It’s the better way to pay. 

No interest, no fees when you pay on time, no surprises—and our customers love us for it.

But don’t take our word for it:

“By adding Afterpay to our other payment options, we’re able to provide a more customised shopping experience, give our customers additional convenience and control and reach a younger demographic who may not have been able to shop with us before.
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– John Strain, Chief Digital and Technology Officer, Gap, Inc. 

(as quoted in SourcingJournal.com)

Here’s how it works for you

• Get paid upfront. You’ll get paid within days for purchases made with Afterpay.
• Minimise your risk. We take on risks, including chargebacks and fraud. So you can focus on growing your business.
• Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.

Here’s how it works for your customers

1. Your customer gets the app and can sign up instantly. 
2. Customers see their payment schedule and choose Afterpay as their payment method.
3. They’ll make the first 3 or 4 payments now. And pay the rest over a short amount of time.

Key Features

• Express Checkout. Afterpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates 5 steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants. 
• Cross Border Trade. Selling internationally just got easier. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand.. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency. 
• Afterpay Business Hub. Afterpay provides all merchants with access to a portal that includes deep insights on Afterpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.
• AI-powered risk. Afterpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Afterpay’s AI-powered risk model approves more than 90% of all customer attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Afterpay takes on all fraud risk so you can rest easy.
  

Looking for the user guide for this feature? Click here